Ideal for
Facility / Product Type
*Bank Fees & charges rate
Loan Products
Sarbashrestha Bachat Khata
For Professionals$#%^@
Sarbashrestha Bachat Khata
  • Insurance benefits up to Rs 84 Lakhs.
  • 5 year free annual charge on debit card / mobile banking /
    internet banking
  • Free locker facility
  • Free Cash Withdrawal/Balance Enquiry from any BFI’s ATM’s all
    across the country.
  • Sweep In / Sweep Out Facility
  • Free cash withdrawals from any ATMs in Nepal for five years.
  • Special Concessions on Interest Rate.
  • Special Concessions on Administrative Fees
  • Pre-approved Loan Facility
Sarbashrestha Nari Bachat Khatas
For Woman
Sarbashrestha Nari Bachat Khatas
  • Insurance benefits up to Rs 84 Lakhs.
  • 5 year free annual charge on debit card / mobile banking /
    internet banking
  • Free locker facility
  • Free Cash Withdrawal/Balance Enquiry from any BFI’s ATM’s all
    across the country.
  • Sweep In / Sweep Out Facility
  • Special Concessions on Interest Rate
  • Special Concessions on Administrative Fees
  • Pre-approved Loan Facility
Loan Against Share
Professional
Loan Against Share
  • Minimum loan amount - NPR 10 million
  • Maximum Loan Amount - NPR 40 Million
Education loan
For Students
Education loan
Collateral Based
  • Loan amount minimum NPR 0.3 million to maximum NPR 10 million.
  • Flexible repayment options.
  • Minimum of 18 years and a maximum of 80 years at the time of maturity.
Sarbashrestha Jestha Nagarik Bachat Khata
For Senior Citizens
Sarbashrestha Jestha Nagarik Bachat Khata
  • Insurance Related Benefit up to Rs 84 Lakhs
  • 5 years free annual charge on debit card / mobile banking / internet
    banking
  • Free locker facility
  • Free Cash Withdrawal/Balance Enquiry from any BFI’s ATM’s all across the country.
  • Special Concessions on Interest Rate
  • Special Concessions on Administrative Fees
  • Pre-approved Loan Facility
Employee Overdraft Loan
Professional
Employee Overdraft Loan
  • Minimum NPR 0.4 million to maximum upto NPR 120 million (Group Limit)
  • Term loan of Minimum 5 years to Maximum 50 years.
  • Overdraft of Revolving facility maximum up to 12 months
Commercial Agricultural & Livestock Loan
Professional
Commercial Agricultural & Livestock Loan
Term Loan
  • Minimum NPR 0.4 million to maximum upto NPR 120 million (Group Limit)
  • Term loan of Minimum 5 years to Maximum 50 years.
  • Overdraft of Revolving facility maximum up to 12 months.
Loan Against Mortgaged Property
For Individuals
Loan Against Mortgaged Property
Collateral Based
  • Minimum NPR 0.4 million to maximum upto NPR 120 million (Group Limit)
  • Term loan of Minimum 5 years to Maximum 50 years.
  • Overdraft of Revolving facility maximum up to 12 months.
Sarbashrestha Payroll Bachat Khata
For Professionals
Sarbashrestha Payroll Bachat Khata
  • Insurance benefits up to Rs 84 Lakhs.
  • 5 years free annual charge on debit card / mobile banking / internet banking
  • Free locker facility
  • Free Cash Withdrawal/Balance Enquiry from any BFI’s
    ATM’s all across the country.
  • Special Concessions on Interest Rate
  • Special Concessions on Administrative Fees
  • Pre-approved Loan Facility
Deprived Sector Loans
For Individuals
Deprived Sector Loans
Term Loan
  • Minimum NPR 0.4 million to maximum upto NPR 120 million (Group Limit)
  • Term loan of Minimum 5 years to Maximum 50 years.
  • Overdraft of Revolving facility maximum up to 12 months.
Sarbashrestha Kathmandu Mahanagarpalika Bachat Khata
For Professionals
Sarbashrestha Kathmandu Mahanagarpalika Bachat Khata
  • Insurance benefits up to Rs 84 Lakhs.
  • 5 years free annual charge on debit card / mobile banking / internet banking
  • Free locker facility
  • Free Cash Withdrawal/Balance Enquiry from any BFI’s ATM’s all across the country.
  • Special Concessions on Interest Rate.
  • Special Concessions on Administrative Fees
  • Pre-approved Loan Facility
Sarbashrestha Remittance Bachat Khata IPO
$#%^@
Sarbashrestha Remittance Bachat Khata IPO
  • Nepalese citizens working abroad under work visas provided by the Government of Nepal can open account in zero balance and qualified for a 10% quota of the entire IPO.
  • Account holder can yield minimum 1% p.a higher than other normal saving accounts interest rate.
  • Account can open via online platform
Sarbashrestha Remittance Bachat Khata-General 123
Sarbashrestha Remittance Bachat Khata-General 123
  • Minimum balance is zero.
  • As per the published interest. (1% p.a above than normal saving deposit accounts).
Sarbashrestha Mashik Nichhep Khata
Sarbashrestha Mashik Nichhep Khata
  • This account helps customers to access automated monthly savings.
  • You can apply for a loan overdraft of up to 90% of the total amount.
  • General customers can open this account.
Sarbashrestha Muddati Khata-General
For Professionals
Sarbashrestha Muddati Khata-General
  • Flexible tenure systems (Our Fixed Deposit can be opened for periods ranging from 3 months to 5 years).
  • An interest rate of up to 12.133% p.a is provided.
  • Minimum balance of RS 10,000.
Sarbashrestha Sunya Maujdat Bachat Khata
Sarbashrestha Sunya Maujdat Bachat Khata
  • Minimum balance is zero.
  • Interest rate as per published.
Auto Loan
For Auto loan
Auto Loan
  • Loan Tenure upto Maximum 15 yearss
  • Upto 2 crores loan amount
  • Upto 80% of the VAT Bill
Sarbashrestha Remittance Muddati Khata-General
For Abroad
Sarbashrestha Remittance Muddati Khata-General
  • Flexible tenure systems (Our Fixed Deposit can be opened for periods ranging from 3 months to 5 years)
  • *High-interest rate of up to 13.133% p.a
  • No Minimum Balance
Personal Loan
For all
Personal Loan
Non-Collateral Based
  • Loan amount maximum : Up to NPR. 15 Lakh, where Overdraft/Demand Loan shall be within NPR. 5 Lakh.
  • Term Loan and Overdraft/ Demand Loan.
  • Term Loan : Up to 5 Years.
NIC ASIA